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Rising healthcare costs are distorting credit scores, making some borrowers appear more creditworthy than they are. Research from the Mayo Center for Asset Management shows that unreported medical debt leads to higher loan defaults and affects access to credit. Are lenders aware of the risks? What does this mean for borrowers and policymakers?

Joonsung (Francis) Won holds a Ph.D. in finance from the Zicklin School of Business, Baruch College, CUNY. His research delves into financial intermediation (banking), corporate finance, and behavioral finance. Joonsung is proficient in Python, STATA, R, SAS, and Matlab, and fluent in both English and Korean. 

Computer simulations have been used for decades to predict outcomes. Now digital twins create virtual environments that not only mirror their real-world counterparts but also respond to real-time data to yield more confident decision making.

The secret to driving innovation might not be creating more novelty — but knowing when to strategically scale back. Research from UVA Darden’s Lillien M. Ellis that examines the development of “Avatar,” the biggest box office success in film history, shows that reducing novelty in some areas leads to greater creative and commercial success.

A new business case on infamous tech company Theranos examines the risks for entrepreneurs, board members and investors in the fog of the innovation economy.

The 2025 “Economic Report of the President,” released in January, extensively cites the research of Francis E. Warnock, the James C. Wheat Jr. Professor of Business Administration at the University of Virginia Darden School of Business.

Professor Jim Detert says small behaviors — such as multitasking, being late, not truly listening, or displaying condescending body language — may seem minor but can have a significant negative impact. These habits might explain why someone can be seen as both “nice” and “kind of a jerk” at the same time.

Hollywood has long portrayed robots as friendly and misunderstood but also a technology to be feared if left in the wrong hands. Today, humanoid robots are being designed not only to carry out simple tasks but also, display a broad range of emotions and react to people in real-time. But just because we can build it, should we?