Insights From

Ray Charles “Chuck” Howard

The Ostrich Effect: Why We'd Rather Clean Toilets Than Face Our Bank Balance

Writing for The Conversation, Ray Charles “Chuck” Howard, associate professor of business administration at UVA Darden, joins colleague Marcel Lukas of University of St Andrews to explore why we avoid checking our bank accounts when we fear bad news and the financial implications of this behavior.

The Psychology of Money: Why We’re Bad at Predicting Expenses and Income

Ever wondered why your budget always seems to fall short? Or why that freelance consulting gig didn't pay off as much as you expected? Research from UVA Darden's associate professor Ray Charles “Chuck” Howard sheds light on the psychological pitfalls we face when it comes to money.